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Fact Sheet

  • 150% Rule - Special rate for PPO Plans composite rate only for husband and wife employed at the same District
  • Provides each District or Bargaining Unit with a choice of four PPO plans and three HMO plans (Two Kaiser, One PacifiCare)
  • Provides Delta Dental, Vision Service Plan, Employee Assistance Program and Group Term Life Insurance
  • CVT uses a Prudent Buyer Chiropractic network; no forms, no hassles for you. There is no limit to the number of medically necessary visits for a preferred provider. Limitations apply for a non-participating provider.
  • Bargaining unit or district selects one rate structure (composite or party rates) for medical, for dental or for vision
  • Handles all RETIREES and COBRA for Districts
  • Has dedicated Anthem Blue Cross claims processing unit with an 800 number
  • CVT office handles enrollment, eligibility, billing and second level claim problems, providing full service to our members
  • All eligible retirees must enroll in Medicare Part B; those eligible must also enroll in Part A
  • Dependent children are covered to age 19 or to age 25 (through age 24) if a full time student at an accredited institution, OR if claimed on parents federal tax return
  • CVT has NO pre-existing condition clauses