Top Navigation
CVT Overview
How CVT Works for You
CVT pools the resources of school districts to create a large group of participants, effectively lowering healthcare premiums and providing quality benefits. The concept creates a more stable environment for contract negotiations by providing several options so each district can best balance cost with quality in providing benefits packages for teachers and school employees, as well as retirees.
Today, CVT is the largest self-funded public schools trust in the state, with more than 193 district members covering the entire state of California. With over 20 years experience in serving the unique needs of the education community, we are among the most respected providers of quality healthcare programs.
Under the trust arrangement, member districts only have financial responsibility for their program's contribution. The trust cannot ask participants or member districts for additional funding - it must be fully funded for expenses and reserves. In over two decades of service, members have never paid additional contributions midyear for health, dental or vision coverage.
The trust office handles all enrollment, eligibility and billing functions for its members, as well as the complex processes involving COBRA and retiree coverage.
Some of the overall benefits when you choose CVT to manage your healthcare program include:
CVT Benefits
- Participation in California's largest self-funded public schools trust with equal representation by labor and management
- Professional staff dedicated to you, the member
- No pre-existing conditions clauses on health plans
- Optional medical coverage for self-paid retirees
- In-House membership, retiree and COBRA specialists
- Dedicated Blue Cross Claims Unit with nationwide toll free number
- Employee Assistance Program available
- Large, self-insured pool for leveling rates and increasing buying power
- A nationally recognized and accepted Prescription Drug Card - Caremark with Mail Order prescription service
- Out-Patient substance abuse program
- CVT's "Fit for Life" Health and Wellness Program
- Chronic Disease Management Services