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Summary of Benefits

CVTrust Offers

  • CVT PPO Plans
    Using the Anthem Blue Cross and Interplan Network of providers
  • Pacificare
  • Kaiser Permanente
  • MHN Employee Assistance Program (EAP)
  • CVS Caremark Prescription Program
  • Delta Dental
  • Vision Service Plan (VSP)
  • Unum Provident Group Term Life Insurance

Some Benefits of CVT Coverage and Participation

  • Participation in California's largest schools trust with equal representation by labor and management
  • CVT's professional staff only works for you, the member
  • No pre-existing conditions clauses on health plans
  • Optional medical coverages for self-paid retirees
  • CVT in-house membership, retiree and COBRA specialists
  • Dedicated Anthem Blue Cross claims unit with nationwide toll free number
  • Employee Assistance Program available through MHN
  • CVT-Blue Cross Prudent Buyer Chiropractic Network
  • Large self-insured pool for leveling rates and increasing buying power
  • A nationally recognized and accepted prescription drug card by CVS Caremark with mail order prescription service
  • Out-Patient substance abuse program

Other Programs

OUT-PATIENT SUBSTANCE ABUSE PROGRAM
This program provides for specialized treatment of substance abuse problems through Occupation Health Services and Blue Cross. Treatment can be strictly out-patient or residential, depending on the assessment of needs.

The participating benefit is a copay of 20% (the plan pays 80%), up to a maximum of $300. Then the plan pays 100%. There is a 60 day course of treatment limit with a twice in a lifetime maximum.

GROUP TERM LIFE INSURANCE

Unum group term life insurance for active employees includes waiver of premium and accidental death and dismemberment provisions. There are also additional payout options available for the beneficiary.

This is a district paid benefit for active employees only.

RETIREE BENEFITS
CVT has retiree specialists that handle all retiree issues. Self paid retirees are allowed to annually select coverage that best suits their needs. District paid retirees have the same coverage options as the active unit from which they retired. Rate options are available for both district and self paid retirees.

Out of state payment schedules are in place for retirees living outside of California. Also, CVT offers "Claim Free" for Blue Cross members. This is a claims reimbursement system for retired members living in California.